How to Protect your Debit Card
- After receiving the Debit card, please sign immediately on the signature panel on the reverse of your debit card to prevent any misuse.
- Please ensure that the debit card is swiped in your presence.
- Collect your receipt and charge slip after every purchase and check the same.
- Ensure that you get back your own debit card after every transaction at merchant locations.
- If debit card is lost or stolen, report the loss immediately to the bank and sign your new or replacement card as soon as you receive it.
How to Protect your PIN
- Change your PIN as soon as you receive the debit card and also do at periodic intervals
- Memorize the PIN and destroy the PIN mailer
- Do not share your PIN number to anyone.
- If you have reasons to suspect that someone may access your PIN, Change your PIN.
- Never write the PIN down on anything in your wallet or on the card itself.
Other things you should care to protect your bank account, Debit Card & PIN
- Be aware of your surroundings .If the ATM is poorly lit or in a concealed location, or if you’re just not feeling comfortable, use another machine. Avoid counting cash or rummaging through personal items while standing at the ATM.
- Keep your card in a safe place to avoid damage
- When selecting a PIN, avoid numbers and letters that relate to your personal information. For example, don’t use your initials, birthday, telephone or Social Security number. If you have such a number, contact your bank and get a new PIN issued.
- To help guard against fraud, keep your ATM receipts until you check them against your monthly statement.
Do not reply to e-mails which request
- personal information, such as bank account number, account password, credit or debit card number, PIN number, mother’s maiden name, or Social Security number. Visa or Master Card will never ask you for this information by email.
- Include a sense of urgency, such as an alert that your account will be shut down unless you reconfirm your financial information.
- Warn that you’ve already been a victim of fraud.
- Contain spelling or grammatical errors.