Travel Insurance

Travel Insurance offers insurance protection when you travel. Travel Insurance may be called by different names by insurance companies. It is important for a person or customer to check and understand whether the policy covers domestic travel or overseas travel or both. To obtain a visa for some countries, overseas travel insurance is compulsory. Travel Insurance normally offers cover only during a specific period of travel. However, some insurance companies may offer various combinations of protection to cater to the specific needs of customers e.g., there could be a special policy for Corporate Frequent travelers etc.

 The following are covers that are generally provided under Travel Insurance

  • Medical Expenses with or without cashless facility (most travel insurance products offer cashless facility)
  • Personal Accident
  • Travel Delay
  • Loss of Baggage & delay in its arrival
  • Loss of Passport
  • Repatriation
  • Transportation of dead body etc.

 The following are generally not covered under travel insurance

  • Pre-existing diseases
  • Suicide and Insanity etc.

 

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